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Continue reading →: Why the Physical World Will Come Back Into Vogue AgainAI will make more digital work cheap and abundant. That may increase the value of businesses where the scarce part is still physical, local, regulated, or built on trust. The more I use AI, the more I keep coming back to the same question as a small business owner: where…
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Continue reading →: How to Keep Your LinkedIn Profile From Going StaleMost founders don’t need a LinkedIn strategy. They need a profile that survives the five-minute credibility check. I recently updated my LinkedIn profile. It wasn’t high on my daily to-do list, but enough had changed that the page needed a cleanup. I’m focused on building Cloud Water, so I don’t…
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Continue reading →: Your Business Is Formed. Now Write the RulesChoosing a business structure and filing formation documents with the state makes your company official. But it does not explain how the company will operate. That is the job of an operating agreement or corporate bylaws. Which Document Do You Need? Limited liability companies generally use an operating agreement. Corporations…
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Continue reading →: What You Need to Open a Business Bank AccountFour documents get you through the door at almost any bank, and two extras trip up more founders than the four combined. I’ve opened a business checking account for every company I’ve started, and I still showed up missing a document once or twice. Consider this the checklist I wish…
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Continue reading →: How to Get an EIN From the IRS: 2026 Founder GuideAn EIN is free, usually fast, and useful long before your first employee. Here is what it does and how to get yours without paying a middleman. I’ve spent 20 years starting companies, and an EIN is one of the rare federal tasks that can take less time than choosing…
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Continue reading →: Truth Bombs for Founders: Travis Kalanick Shares WisdomIn a podcast interview titled, Excellence Is the Capacity To Take Pain, David Senra interviews Travis Kalanick about his experiences as a tech founder. Normally I would not spend a post on DailyDime to share video content but Travis’ interview is worth sharing with any founder, especially if you’re in…
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Continue reading →: Razor-and-Blades ModelGive away the razor at cost and get rich on the blades. See how the razor-and-blades model works, who runs it best, and why the customer lock-in matters more than the price. In my experience as a founder, the smartest moves I’ve ever made is picking industries where customers pay…
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Continue reading →: The AI Stack in 2026: A Practical Map, Bottom to TopAI looks like a model race from the top, but the durable economics sit across seven layers, and the company you buy from may own half of them. I regularly compare the same task across several AI models. Each model is unique and has strengths and weaknesses, but the AI…
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Continue reading →: Top 10 AI Use Cases in 2026 (What People Actually Do)AI use is still mostly about words, answers, and everyday work, but images and agents are closing fast. I use four AI apps on a daily basis. Grok handles everyday questions, Claude gets high-stakes writing, Gemini gets the math, and ChatGPT picks up whatever is left. That sounds like a…
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Continue reading →: Quality of Earnings Reports: The $10 Million Reality CheckThe SBA may help finance up to $10 million of your acquisition. But the SBA will not check whether the seller’s EBITDA is real or not. I’ve sat through due diligence from nearly every seat… selling a company I built, writing angel checks, and reviewing deals as a fund investor.…
